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A person has 1250 in liabilities monthly saving of 200 and monthly gross income of.

. The most perfect example of a fixed expense is rent. Personal Finance Chapter 3. Using your money according to your plan to achieve your financial goals.

Personal finance is the process of planning and managing personal financial activities such as incomeAnnual IncomeAnnual income is the total value As shown below the main areas of. Financial Statements and Budgeting 1. Fixed expenses are those expense which will be incurred regularly during a period.

If people saved the equivalent of a car payment each month for a year or two instead of spending it on. The federal personal income tax is a progressive tax. Having to spend exactly the amount you entered as expenses.

Its harder to set saving goals than it is to set spending goals. Saving money is as much fun as spending it. Find a place to live with a lower rent.

Needing to evaluate your budget to.

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